Digital & Ventures
Digital transformation, AI & automation
We identify which processes are worth improving or automating, define what the solution must do, and oversee delivery, using AI only where it improves a measurable outcome.
What it is
Most businesses carry repetitive work in finance, credit, reporting, document handling and customer follow-up. Some of it should be automated; some should be redesigned first; some is not worth the effort.
We start with the process and the economics, not the tool. Where automation, analytics or AI is justified (in finance and credit workflows, risk monitoring or decision support), we specify it, bring in the right people to build it and stay involved until it delivers.
Developers and technical specialists are engaged as each project requires.
When it is useful
- Month-end or management reporting takes too long
- Credit and collections decisions rely on manual checks
- You want earlier warning of customer or cash problems
- Documents are handled manually across several systems
- You are unsure whether an AI tool would actually help
- A previous automation project did not deliver
What we work on
Scope is agreed up front; not every engagement needs every area.
Finance & credit workflows
Reporting, credit checks, collections and approvals, with AI where it helps.
Predictive analytics
Models that anticipate payment behaviour, demand or cash needs.
Risk monitoring
Indicators and alerts that surface problems early.
Decision-support systems
Tools that put the right information in front of the decision-maker.
Process automation
Hand-offs between people and systems, documents and data entry.
Internal tools
Purpose-built tools for specific, recurring tasks.
How we work
Diagnose
Map the process and what it costs.
Prioritise
Rank opportunities by effort and benefit.
Specify
Define requirements and select the right specialists.
Oversee
Delivery, quality control and measurement.
Typical situations
Illustrative situations, not client case studies.
A finance team producing reports by hand
Which reports can be generated from source systems, and what has to change first.
A credit team reviewing every order manually
Where rules and data can handle routine decisions, so people focus on the exceptions.
Adviser
Richard Cuaresma helps businesses make better decisions where growth, credit, cash, risk and technology intersect.
Describe the work that takes too long. We will tell you whether it is worth changing.
Discuss your processesConfidential and without obligation.